Features & benefits

Product Features:

Home Loans
Minimum Loan Amount : $150,000
Maximum Loan Amount : $750,000
Maximum Loan to Valuation Ratio (LVR) : Up to 80% loan to value ratio (LVR)
Maximum Loan Term : 30 years
Redraw Facility : Yes
Interest Type : Principal & Interest
Repayment Frequency : Monthly / fortnightly / weekly
Offset Account : Yes
Special construction offer Interest Rate Comparison Rate
Fixed Rate 18 months 6.19% p.a. 7.59% p.a.
Special construction offer Interest Rate Comparison Rate
Fixed Rate 18 months 6.39% p.a. 8.22% p.a.
Fees Charges
Establishment fee $500
Basic Home Loan Service Fee (monthly) $8
Loan Contract Variation Fee  $300 
Default Fee  $25 
Title Search  $25.30 
Discharge fee  $350 
Progress Payment fee (per drawdown) $25

 

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Home loan calculators

Wondering how much you can borrow? Or what you repayments will be each month? Our home loan calculators can crunch the numbers for you.

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Frequently Asked Questions

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  • 1 After the first 18 months the interest rate reverts to the applicable Basic Variable rate, eligibility criteria: home loans to personal individual borrowers with new borrowings between $150,000 and $750,000 and maximum Loan to Valuation ratio of 80%; must be single dwelling construction with fixed price building contract; the fixed rate applied to the loan will be the fixed rate advertised on date of first funding.
  • 2 Comparison Rates for Home Loans and Real Estate Mortgage Loans are based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.