With dual Visa and eftpos functionality, your GMCU Visa Debit card gives you quick, easy access to your own money, wherever Visa and eftpos are accepted. Use Visa and eftpos functionality seamlessly with one handy card.
With contactless technology, you can just wave your card for Visa Debit or eftpos purchases under $100. And you can pay bills simply via direct debit from your account.
Tap your smartphone or wearable device to securely pay with your GMCU Visa Debit card. Whether its Apple Pay, Google Pay or Samsung Pay, its the easy way to pay every day.
No ATM withdrawal fee at any atm in Australia, as well as having access to other domestic and global ATM networks (other fees may apply)
GMCU uses Visa Secure and eftpos Secure to provide you with an extra layer of security for online transactions. This enhanced security process will help protect you from fraud.
Scam and fraud cases are a growing community concern, costing millions of dollars every year.
If you authorise regular payments on your account you must ensure you keep relevant correspondence and details about the payments. A regular payment is where you provide a merchant with your card number and authorise them to regularly charge you for bills such as phone, internet supplier, insurance premiums or other. If your card number changes for any reason, you will need to let the merchant know your new card number.
If a transaction was made on your account on a Visa Debit card that was not authorised, you may have a chargeback right. This does not apply for eftpos transactions where ‘Cheque’ or ‘Savings’ was selected. It’s important that you notify GMCU immediately when you become aware of an unauthorised transaction on your account. Visa will only accept a chargeback if it is lodged within timeframes set in the scheme rules.
It’s important that we have your correct mobile number on file. If we don’t have your correct number, the transaction will not proceed. If you need to update your contact details, please update your details via Internet Banking, or you can call or visit your local branch.
How do I register to receive this security service?
gmcu Visa Debit card holders are automatically registered for this free service.
What happens if I am overseas and shopping online?
Get in touch with us before you go overseas and we can help make sure your online transactions will proceed. Check with your phone service provider that you have global roaming activated to be able to receive SMS messages while overseas. For more information about Visa Secure, click here or call us.
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