Our branches will be open throughout the Summer break and closed on Christmas Day (25 Dec), Boxing Day (26 Jan) and New Years Day (1 Jan). Normal trading resumes on Thursday 2 January. Click here for more information.

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View all Term Deposits

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Term deposits made simple.

term deposit

Feel confident knowing exactly how much your money will earn.

With our Term Deposits you’ll have the security of locking in a fixed rate of return, giving you greater peace of mind.

You can choose from a range of terms to suit your needs. Anything from 3 to 24 months.

How to apply

  • Apply online

    Its quick and easy to get started online

  • Existing customer?

    Existing customers can apply, view and manage their Term Deposits within Internet Banking

  • Call us

    We're here to help. Speak to a specialist today. 

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Explore our Savings and Term Deposit accounts - they work hard so you don’t have to.

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  • 1 Early withdrawals attract a reduced interest rate. 3-12 month terms: Interest paid at maturity. Interest may be added to principal amount to be reinvested or paid to an account. 24 month term: Interest paid annually. First interest amount paid to an account, second interest payment may be added to principal and reinvested or paid to an account. Minimum deposit $100. Rates for deposits greater than $2million are available on application. Fixed Interest. Calculated on Daily Balance. Refer to Conditions of Use for full details.

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© 2024 by Goulburn Murray Credit Union Cooperative Ltd. All rights reserved. ABN 87 087 651 509 AFSL/Australian Credit Licence Number 241364 | BSB 803 078
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Aboriginal flag  Torres straight island flag
We acknowledge the Traditional Owners of the lands on which we operate and pay our respects to Elders past and present, and to emerging community leaders. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which GMCU operates and where our team members reside.