Lock-in a competitive interest rate with a 3 to 24 month term.

Feel confident knowing exactly how much your money will earn. With our Term Deposits you’ll have the security of locking in a fixed rate of return, giving you greater peace of mind.

Up to 4.50 % p.a.

Features & benefits

fixed

Feel confident knowing exactly how much your money will earn.

With our Term Deposits you’ll have the security of locking in a fixed rate of return, giving you greater peace of mind.

You can choose from a range of terms to suit your needs. Anything from 3 to 24 months.

Product Features:

Savings & Transaction Account Features
Minimum opening balance : $100
Funds available at call : No
Internet Banking : Yes
Direct Entry Credits : No
Direct Entry Debits : No
Interest Calculation : Daily Balance
Interest Method : Fixed
Interest Payment Frequency : Maturity
Fixed Term Deposits $100 - $4,999 $5,000 and over
3-5 months 0.25% p.a. 4.00% p.a.
6-8 months  0.25% p.a. 4.00% p.a.
9-10 months  0.25% p.a. 4.10% p.a.
12 months 0.25% p.a. 4.50% p.a.
24 months 0.25% p.a. 4.00% p.a.

Minimum deposit is $100. Minimum term of three months, to a maximum of 24 months.

Interest is calculated on a daily basis. Paid on maturity or, for a 24 month term, interest is paid every 12 months.

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  • 1 Early withdrawals attract a reduced interest rate. 3-12 month terms: Interest paid at maturity. Interest may be added to principal amount to be reinvested or paid to an account. 24 month term: Interest paid annually. First interest amount paid to an account, second interest payment may be added to principal and reinvested or paid to an account. Minimum deposit $100. Rates for deposits greater than $2million are available on application. Fixed Interest. Calculated on Daily Balance. Refer to Conditions of Use for full details.
  • 2 Access is for enquiry only
  • 3 Two year Term Deposits receive interest annually and at maturity.