Our branches will be open throughout the Summer break and closed on Christmas Day (25 Dec), Boxing Day (26 Jan) and New Years Day (1 Jan). Normal trading resumes on Thursday 2 January. Click here for more information.

Our team are here to help. Call us on 1800 694 628 during branch hours, send us a message or visit us in branch.

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Disclosure Documents

Transaction accounts

The terms and conditions for Accounts and Access Facilities are contained in the following parts:

Conditions of Use
Summary of Accounts & Access Facilities
Schedule of Fees & Charges

Home loans

Loan terms and conditions are specific to each loan and are available on application. Loan fees and Mortgage Offset conditions are contained below:

Schedule of Loan Fees & Charges
Mortgage Offset Account Conditions of Use

Digital payments

Specific terms and conditions for payment services are detailed below:

Digital Wallet Terms of Use
Guide for Making Osko Payments
Customer Terms for Creating and Using PayID

Privacy

Privacy & General Information are detailed in the following guide:

Privacy & General Information

Target Market Determinations

Target Market Determination documents are available here:

Target Market Determinations

Financial Services Guide

To assist you in making decisions with any financial services we offer, use the following guide:

Financial Services Guide (FSG)

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© 2024 by Goulburn Murray Credit Union Cooperative Ltd. All rights reserved. ABN 87 087 651 509 AFSL/Australian Credit Licence Number 241364 | BSB 803 078
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Aboriginal flag  Torres straight island flag
We acknowledge the Traditional Owners of the lands on which we operate and pay our respects to Elders past and present, and to emerging community leaders. We also acknowledge the important role Aboriginal and Torres Strait Islander peoples continue to play within the communities in which GMCU operates and where our team members reside.